Best for: Free £30 cash without switching your bank
Open a free Lloyds current account via our invite link to get £30 cash. No bank switch or direct debits required.
✓ Verified November 2026 · No Switch (CASS) Required
Lloyds vs Monzo vs Chase UK: Claim £85–£130 in Free Banking Bonuses Without Switching
Most UK bank switch deals force you to close your primary account and transfer multiple active direct debits. With Lloyds Bank (£30), Monzo (Mystery £5 to £50), and Chase UK (£50), you get paid purely for opening free secondary everyday accounts. Your existing current account and bills remain 100% untouched.
Side-by-Side Comparison: Lloyds vs Monzo vs Chase UK
| Bank | Reward Bonus | What You Must Do | Switch Required? | Invite Code / Link |
|---|---|---|---|---|
| 🏦 Lloyds Bank | £30 Cash | Open standard Classic account via app invite | No (0 direct debits, keep main bank) | Claim £30 Lloyds Bonus → |
| 💳 Monzo | Mystery £5 to £50 | Make 1 card purchase of any amount within 30 days | No (0 direct debits, keep main bank) | Claim Monzo Mystery Bonus → |
| 💳 Chase UK | £50 Cash | Deposit £1,000+ within 30 days (transfer in & out) | No (0 direct debits, keep main bank) | 5Q4PLG · Claim £50 Chase Bonus → |
Claim All Three No-Switch Banking Bonuses (£85–£130 Combined)
Best for: Quick £5–£50 cash bonus on any 50p card spend
Open a free Monzo account and make any card purchase—even 50p—to unlock a mystery cash bonus up to £50.
Best for: Free £50 cash + 1% cashback on card spending
Open a free Chase account with code 5Q4PLG and deposit £1,000 to get £50 cash. Zero bank switch needed.