Best for: Any UK home paying electricity bills
Switch electricity to 100% renewable Fuse Energy with code JAMES47919 during app sign-up to get £100 free bill credit.
Open a free Lloyds current account via our invite link to get £30 cash. No bank switch or direct debits required.
Tap our invite link on your smartphone to launch the Lloyds application onboarding flow.
Select the standard everyday Lloyds Classic current account (£0 monthly fee) and complete standard ID verification (takes ~3 mins).
When asked if you want to switch your old account using the Current Account Switch Service, you can simply decline or skip—the £30 bonus only requires opening the new account!
Your £30 cash bonus is credited directly into your new Lloyds account within 35 calendar days.
Paid directly into your new Lloyds account within 35 calendar days of opening
£0 minimum spend and £0 minimum deposit required
100% free account with no monthly fees; keep or close anytime
| Requirement | Lloyds Bank Bonus Details |
|---|---|
| Reward Amount | £30 Cash Bonus |
| Switch Required? | No (Skip CASS; zero direct debits needed) |
| Monthly Fee | £0 (Classic Account) |
| Time to Open | ~3 minutes via mobile app |
| Payout Timing | Within 35 calendar days |
No! Unlike standard £175–£200 bank switch campaigns, the Lloyds Refer-a-Friend promotion only requires successfully opening a qualifying new account. You do not need to move direct debits or close your old bank.
The standard Lloyds Classic Account has £0 monthly fees and £0 maintenance charges.
Lloyds terms state the £30 will be deposited directly into your new account within 35 calendar days of opening.
Best for: Any UK home paying electricity bills
Switch electricity to 100% renewable Fuse Energy with code JAMES47919 during app sign-up to get £100 free bill credit.
Best for: Smart meter users, EV owners & cheap green power
Switch home energy to Octopus via Dad Martin's referral link to get £50 free bill credit with £0 exit fees.
Best for: Free £50 cash + 1% cashback on card spending
Open a free Chase account with code 5Q4PLG and deposit £1,000 to get £50 cash. Zero bank switch needed.