✓ Verified November 2026

Lloyds Bank: £30 Cash Bonus

Open a free Lloyds current account via our invite link to get £30 cash. No bank switch or direct debits required.

  • Guaranteed £30 cash bonus paid directly into your new Lloyds account within 35 days
  • No full bank switch (CASS) required—you keep your existing current account and bills completely untouched
  • No direct debits to set up and no minimum monthly pay-in required on the standard Classic account
  • Full access to the Lloyds Mobile Banking app, Everyday Offers cashback, and high-interest savings

How to Claim (4 Simple Steps)

📌 Where to apply your bonus: Automatic via referral invite link (apply via mobile browser/app)
  1. Click Through the Lloyds Referral Invite Link

    Tap our invite link on your smartphone to launch the Lloyds application onboarding flow.

  2. Choose the Free Standard Current Account

    Select the standard everyday Lloyds Classic current account (£0 monthly fee) and complete standard ID verification (takes ~3 mins).

  3. Skip the Bank Switch Prompt

    When asked if you want to switch your old account using the Current Account Switch Service, you can simply decline or skip—the £30 bonus only requires opening the new account!

  4. Receive Your £30 Cash Reward

    Your £30 cash bonus is credited directly into your new Lloyds account within 35 calendar days.

The Fine Print in Plain English (No Surprises)

⏳ When the bonus lands

Paid directly into your new Lloyds account within 35 calendar days of opening

💷 Minimum spend / deposit

£0 minimum spend and £0 minimum deposit required

🔓 Cancellation & exit rules

100% free account with no monthly fees; keep or close anytime

Lloyds Bank Reward Breakdown

RequirementLloyds Bank Bonus Details
Reward Amount£30 Cash Bonus
Switch Required?No (Skip CASS; zero direct debits needed)
Monthly Fee£0 (Classic Account)
Time to Open~3 minutes via mobile app
Payout TimingWithin 35 calendar days

Frequently Asked Questions

Do I have to switch my main bank account to get the £30?

No! Unlike standard £175–£200 bank switch campaigns, the Lloyds Refer-a-Friend promotion only requires successfully opening a qualifying new account. You do not need to move direct debits or close your old bank.

Are there any monthly fees on this Lloyds account?

The standard Lloyds Classic Account has £0 monthly fees and £0 maintenance charges.

When does the £30 cash land in my account?

Lloyds terms state the £30 will be deposited directly into your new account within 35 calendar days of opening.

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Open Lloyds Account for £30 ↗